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According to the Insurance Information Institute, around 60 percent of adults in the United States had some type of life insurance policy in 2018.1 Many employers offer a group, or group term, life insurance policy, which covers a large group of people with life insurance benefits.A policy like this is a great addition to traditional benefits packages if your company is offering it to you, but you may need additional life insurance as well. Below we’re discussing the pros and cons of a group life insurance policy and whether or not this type of coverage is right for you.
